ad policies can be issued in increments of time from 1 day to 36 months, coverage amounts range from $1 million to $100 million and coverage can generally be bound within hours with an application and financial justification. in addition to basic individual coverage, accidental death insurance can be designed to cover the following risks:

• corporate group insurance
• catastrophic loss
• common accident (spouse or corporate)
• flight coverage only
• high-risk events