Buy Sell Overview


Statistics show that, for most business owners, 90% of their net worth is tied-up in their business. Often Life Insurance is purchased to protect an individual’s equity in a buyout agreement, but few ever obtain protection against disability - a risk that is greater than death at every age between 35 and 65*. The failure to address the risk of disability in a buyout agreement could mean financial disaster for the remaining partner(s), disabled person, and their family. Hanleigh’s Buy Sell Protector provides successful business owners with up to 100% funding for contractual disability buyout needs. This funding is available as stand-alone coverage or in excess of traditional carriers’ disability buyout products. Coverage can be designed for cross-purchase or one-sided stock redemption.

Program Parameters
  • Benefit Structure Tailored To Match Buy-Sell Agreement
  • Lump Sum Benefits up to $100,000,000
  • Monthly Benefits up to $250,000/mnth
  • Own Occupation Protection
  • Max Policy Terms of 5 years
  • Standard Elimination Periods of: 3, 6, 12 & 24 months
  • Existing Life Insurance Medical Exams May Be Used for DI Underwriting.

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