Many businesses recognize that a high percentage of their revenue is produced by one or more key employees. As a result, protection in the form of Key Person Life Insurance is commonly secured, while the potential for loss resulting from career ending injury or illness is overlooked. Unfortunately, when the disabled individual is a top producer, executive, or other key employee, the employer’s entire enterprise can be adversely affected.

Key Person Disability Insurance from Hanleigh is designed to provide employers with necessary benefits should a key employee become disabled. Benefits may be used at the employer’s discretion, for needs such as:

  • Reimbursement for productivity losses
  • Payment of overtime expenses associated with key person loss
  • Recruiting and new hire expenses
  • Costs associated with succession planning

Key Person Product Brochure


Program Parameters
  • Lump Sum or Monthly Benefit Structures Available
  • Lump Sum Benefits up to $100,000,000
  • Monthly Benefits up to $250,000/mnth
  • Max Policy Terms of 5 years
  • Standard Elimination Periods of: 3, 6, 12 & 24 months
  • Existing Life Insurance Medical Exams May Be Used for DI Underwriting

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