Coverage Gap Calculator

CoverageGapCalculator

Want to know if you current have a coverage gap? Fill in the editable fields below and we'll estimate any shortfall in your coverage.

Annual Base Salary	$
Annual Incentive Compensation	$
Annual Total Compensation	$
Total Monthly Compensation	$
Existing GLTD Benefit	$
Existing Individual LTD Benefit	$
Existing Total Benefit	$
Current Replacement Ratio	%
Coverage Gap	%
Replacement Ratio (65% Is Recommended)	%
Excess Long Term Disability Needed	$
Total Benefit (Existing + Excess) Needed	$

This financial calculator is for educational purposes only and intended to assist you in estimating the approximate costs associated with this financial activity. Your actual costs may vary. The information provided should not be construed as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances. No claim to any government works or material copyrighted by third parties.

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©2017 Hanleigh Management, Inc. CA Lic No 0E67773 No claim to any government works or material copyrighted by third parties. Nothing in this communication constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. This material is intended for licensed insurance agency use only. This is not intended for business owner or insured use. If you are not a licensed agent please disregard this communication.

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